This terminology comes straight from the exclusions in your insurance policy. The insurance companies have the nerve to look you in the eye when you make a water loss claim and tell you that it’s been going on “long term” and that you knew about it and you failed to report it. What homeowner who has an active (and expensive) insurance policy would let a water loss continue in their home “long term” and not report it? Very few if any. A home is a major investment. Where is the logic in that? There is none. The insurance companies consistently just regurgitate exclusions in the policy, send out unqualified field adjusters to their insured’s homes to inspect who fail to support their conclusions with any substantive evidence, and simply deny claims, leaving the homeowner in the lurch with a loss they won’t cover, but expect the homeowner to repair anyway. That’s where The People's Law Team, PA Property Damage Lawyers comes in. I know these insurance policies like the back of my hand because I used to defend them, and I helped write some of them. Now I use that invaluable knowledge to help the people in the State of Florida fight the insurance companies when they fail the homeowner.
You paid the premiums, you deserve the funds for your covered loss and we stand with you and fight for you. We call it “professionally aggressive”; all facts, no nonsense, like they should’ve done when they handled your claim in the first place. A Boca Raton, FL insurance dispute lawyer can help homeowners challenge improper claim denials, analyze policy exclusions, and pursue the insurance benefits they may be entitled to when an insurer fails to properly investigate or pay a covered loss.
